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Q1 – Annual Planning Meeting
Discussion Items
- Progress towards goals
- Cash flow and net worth analysis
- Asset management
- Risk management strategies and estate planning strategies
- Services and programs available
Action Items
- Review goals and any priorities
- Review risk tolerance and suitability
- Review portfolio and performance reports
- Rebalance portfolio if needed
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Q2 – Checkpoint
Discussion Items
- Follow up on items from Q1
- Account and investment performance
- Any life changes or changes in goals
- Answer any questions
Action Items
- Make recommendations
- Answer any questions on information provided
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Q3 – Six-Month Review
Discussion Items
- Evaluation of risk management strategies
- Employee benefits, if appropriate
- Tax planning strategies
- Investment planning
Action Items
- Review status of recommendations
- Present proposal (if any new goals)
- Portfolio and performance reports review
- Estate planning strategy/beneficiary reviews
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Q4 – Year-End Review
Discussion Items
- Accomplishments/Action items completed
- Revisit financial and wealth planning
- Priorities and fees
Action Items
- Life changes that may impact goals in the upcoming year
- Implement tax planning strategies
- Revisit recommendations from Q3 meeting and any necessary actions
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